My Account
Click to Call
Get Directions
Buying a recreational vehicle is more than just a fun purchase—it’s an investment in adventure, freedom, and, for high-end models, several hundred thousand dollars. Even if you choose a more modestly priced RV in Royal Oak, MI, it’s still a significant investment that requires proper financial coverage. RVs serve as both transportation and residences, increasing their risk potential. High Favor Insurance can help you understand why a dedicated RV policy is the best choice for protecting your investment.
Specialized Liability Coverage
Because RVs function as both homes and vehicles, the policies insuring them must address multiple liability situations. RV liability coverage protects you from accidents that occur while driving the vehicle, as well as unexpected incidents at campsites. With an RV policy, you’ll receive coverage for road accidents causing property damage or injuries, as well as injuries that occur near your parked RV if you’re deemed at fault. For owners who live in their RV full-time, liability coverage can be similar to what you’d find in homeowners’ policies.
Physical Damage and Belongings Coverage
Comprehensive coverage for RVs is similar to what’s offered in auto policies, providing protection for events beyond your control, such as theft, vandalism, and more. Additionally, RV policies offer extensive coverage for items inside your RV, including clothing, valuables, and other belongings. This is especially important for those who live in their RVs for most of the year. Owners can also add provisions like emergency expense coverage, roadside assistance, and total loss replacement for various covered risks.
Contact the professionals at High Favor Insurance, serving customers in Royal Oak, MI, to learn more about RV insurance. Our agents are ready to assist you when you call for a quote on an RV insurance policy.
