Our agents at the Smith Insurance Agency of West Virginia serving the Kingwood, WV area want you to know and understand why flood insurance is an important policy for homeowners.

West Virginia is a state that experiences a variety of different types of weather each year, and some weather events can cause flooding, even in areas that are not prone to flooding. Nothing is worse than watching the water rise inside your home and feeling helpless to stop it. With proper flood insurance, at least you can take solace in knowing that you can quickly replace and repair many of your items after the water recedes.

Do You Need Flood Insurance for Your West Virginia Home?

With as many unusual weather events that have happened lately, it is a good idea to have flood insurance. Flood insurance will help you replace items lost due to flooding from a storm or if the flooding is caused by sewer backup that directly results from flooding.

Flood insurance will help you recoup items lost in a flood, such as your furnace, central air, clothing, and even your water heater and other items. You never know when a flood may occur in your home, so it is imperative that you have a policy in place to be on the safe side.

Contact the Smith Insurance Agency of West Virginia

Our Smith Insurance Agency of West Virginia agents, serving the Kingwood, WV area, are ready to assist you with all your insurance needs, including your flood insurance coverage. Call today for an appointment and get your flood insurance policy in place before the next storm.