Are you planning home renovations that will increase the value of your home and change the way you use your living space? Consider the following home renovations, and then acquire more home insurance coverage for any areas of concern.

Flooring Upgrades

Flooring upgrades may increase or modify the amount of walking space available in your home. These types of upgrades should be carefully considered.

The cost of new flooring materials and any associated risk factors may necessitate additional home insurance coverage to protect against theft, vandalism, and storm damage.

Residential Additions

A new deck or another type of addition could mean big changes are needed concerning your home insurance. The addition may feature new structural materials, furnishings, decor, and other items that you would like protected by your home insurance policy.

Keeping a list of all the changes that will be made will help you choose insurance coverage products that will benefit you.

Staircase Improvements

New staircase materials may improve the appearance of your home. Staircase improvements could also increase the overall safety of your home.

Any materials that are used to perform staircase improvements can be listed in your home insurance policy. The coverage can protect you against liability incidents, theft, vandalism, and damage that occurs from a natural disaster.

Cosmetic Changes

New paint, wall hangings, and other cosmetic changes may require additional insurance coverage that protects against criminal activity and natural disasters.

Additional Support for Your Changing Needs

Once you have reviewed your renovation plans, contact one of our Smith Insurance Agency of West Virginia agents. An agent who serves Kingwood, WV will match you with home insurance products that will provide protection for the materials that you plan on using during the renovation process.