5 Reasons to Purchase Flood Insurance

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If you’re like many homeowners in the Kingwood, WV area, you’re probably wondering if flood insurance is really a need, especially if you don’t live in a high-risk flood zone. The truth is that flooding can occur almost anywhere. Without flood coverage, you risk losing your home. At Smith Insurance Agency of West Virginia, we want you to make smart insurance choices. Here are a few reasons why we believe you should seriously consider flood coverage.

Saves You from Financial Ruin

Flooding can totally devastate a home, not to mention ruin everything inside. Without insurance coverage, you could suffer substantial financial loss. With flood insurance, you’ll have the financial help you need to recuperate from flood loss.

Home Insurance Doesn’t Cover Flooding

Home insurance does NOT cover flood damage, putting you at risk of having to pay for damage on your own. Unless you have the financial means to recover from a flood, it only makes sense to protect your home with flood insurance.

Floods Can Occur Anywhere

Floods aren’t restricted to high-risk flood zones. Floods can and have occurred in both low and moderate risk areas, putting almost all homeowners in Kingwood WV at risk of flood damage. That’s why it’s so important to be prepared with flood coverage.

Flood Coverage is Affordable for People Who Don’t Live in Flood Zones  

Flood insurance is affordable if you don’t live in a flood zone, giving you no reason not to protect your home with flood coverage.

Peace of Mind

Flood insurance will give you peace of mind that you’re protected from potential flood disasters. Taking into consideration the devastation that flooding can cause, that alone is worth the cost.

For more information about flood insurance coverage and costs, contact Smith Insurance Agency of West Virginia.