{"id":71,"date":"2022-02-07T04:00:00","date_gmt":"2022-02-07T10:00:00","guid":{"rendered":"https:\/\/www.siawv.com\/blog\/?p=71"},"modified":"2022-01-31T14:34:41","modified_gmt":"2022-01-31T20:34:41","slug":"commercial-insurance-options-for-online-based-businesses","status":"publish","type":"post","link":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/","title":{"rendered":"Commercial Insurance Options for Online-based Businesses"},"content":{"rendered":"<p>The rise of the internet has made operations of online businesses easier than ever. You just set up a website and start selling. In theory, this sounds so easy compared to setting up a physical business that involves payment of rent and other amenities that come with office ownership.<\/p>\n<p><strong>Commercial insurance options for online businesses<\/strong><\/p>\n<p>While you don&rsquo;t need a physical location to set up an online business, it doesn&rsquo;t mean that these businesses are free of risks. Like any other business, online businesses are faced with risks and need commercial insurance. If you don&rsquo;t know the insurance options for your e-business, Smith Insurance Agency of West Virginia has taken time to guide you on the insurance coverages required.<\/p>\n<ul>\n<li>General liability: This coverage covers you when accused of property damage, advertising, and bodily injury by third parties. For instance, if you get complaints about the product you sell online, this coverage protects you even when sued.<\/li>\n<li>Professional liability: Do you offer professional advice online? Things can turn ugly quickly when accused of negligence that results in losses for another business. For instance, assume that you are a website designer. You are to design a website for a customer whose product will be launched in six months. For whatever reason, the website may delay, and the customer can sue you for lost sales due to the missed deadline.<\/li>\n<li>Property insurance: Yes, you may not have a physical office, but you may have IT infrastructure, inventory, storage facilities, and other assets that support your online business. Commercial property compensates you for damages and losses for your business assets.<\/li>\n<li>Cyber insurance: This coverage covers you against malicious online activities, including hacking.<\/li>\n<li>Worker&rsquo;s comp insurance: If you have employees, you must invest in this insurance to protect your workers against injuries and illnesses.<\/li>\n<\/ul>\n<p>Need commercial insurance in&nbsp;Kingwood, WV? Look no further than Smith Insurance Agency of West Virginia. We design customized commercial insurance coverages for small businesses to ensure you don&rsquo;t pay for anything you don&rsquo;t need.<span style=\"font-size:11pt\"><span style=\"font-family:Calibri,&quot;sans-serif&quot;\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,&quot;serif&quot;\"> <\/span><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The rise of the internet has made operations of online businesses easier than ever. You just set up a website and start selling. In theory, this sounds so easy compared to setting up a physical business that involves payment of rent and other amenities that come with office ownership. Commercial insurance options for online businesses [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[8,9],"class_list":["post-71","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-kingwood-wv","tag-smith-insurance-agency-of-west-virginia"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Smith Insurance Agency of West Virginia |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2022-02-07T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2022-01-31T20:34:41+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#article\",\"name\":\"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia\",\"headline\":\"Commercial Insurance Options for Online-based Businesses\",\"author\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/#organization\"},\"datePublished\":\"2022-02-07T04:00:00-06:00\",\"dateModified\":\"2022-01-31T14:34:41-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#webpage\"},\"articleSection\":\"Commercial Insurance, Kingwood WV, Smith Insurance Agency of West Virginia\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.siawv.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"position\":2,\"name\":\"Commercial Insurance\",\"item\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/category\\\/commercial-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#listItem\",\"name\":\"Commercial Insurance Options for Online-based Businesses\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#listItem\",\"position\":3,\"name\":\"Commercial Insurance Options for Online-based Businesses\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/#organization\",\"name\":\"Blog | Smith Insurance Agency of West Virginia\",\"url\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#webpage\",\"url\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/\",\"name\":\"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/commercial-insurance-options-for-online-based-businesses\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2022-02-07T04:00:00-06:00\",\"dateModified\":\"2022-01-31T14:34:41-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/\",\"name\":\"Blog | Smith Insurance Agency of West Virginia\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.siawv.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia","description":"","canonical_url":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#article","name":"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia","headline":"Commercial Insurance Options for Online-based Businesses","author":{"@id":"https:\/\/www.siawv.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.siawv.com\/blog\/#organization"},"datePublished":"2022-02-07T04:00:00-06:00","dateModified":"2022-01-31T14:34:41-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#webpage"},"isPartOf":{"@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#webpage"},"articleSection":"Commercial Insurance, Kingwood WV, Smith Insurance Agency of West Virginia"},{"@type":"BreadcrumbList","@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.siawv.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.siawv.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.siawv.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.siawv.com\/blog\/category\/commercial-insurance\/#listItem","position":2,"name":"Commercial Insurance","item":"https:\/\/www.siawv.com\/blog\/category\/commercial-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#listItem","name":"Commercial Insurance Options for Online-based Businesses"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.siawv.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#listItem","position":3,"name":"Commercial Insurance Options for Online-based Businesses","previousItem":{"@type":"ListItem","@id":"https:\/\/www.siawv.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.siawv.com\/blog\/#organization","name":"Blog | Smith Insurance Agency of West Virginia","url":"https:\/\/www.siawv.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.siawv.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.siawv.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#webpage","url":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/","name":"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.siawv.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/#breadcrumblist"},"author":{"@id":"https:\/\/www.siawv.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.siawv.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2022-02-07T04:00:00-06:00","dateModified":"2022-01-31T14:34:41-06:00"},{"@type":"WebSite","@id":"https:\/\/www.siawv.com\/blog\/#website","url":"https:\/\/www.siawv.com\/blog\/","name":"Blog | Smith Insurance Agency of West Virginia","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.siawv.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Smith Insurance Agency of West Virginia |","og:type":"article","og:title":"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia","og:url":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/","article:published_time":"2022-02-07T10:00:00+00:00","article:modified_time":"2022-01-31T20:34:41+00:00","twitter:card":"summary","twitter:title":"Commercial Insurance Options for Online-based Businesses | Blog | Smith Insurance Agency of West Virginia"},"aioseo_meta_data":{"post_id":"71","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2022-02-07 11:43:41","updated":"2025-06-04 12:42:39","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.siawv.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.siawv.com\/blog\/category\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tCommercial Insurance Options for Online-based Businesses\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.siawv.com\/blog"},{"label":"Commercial Insurance","link":"https:\/\/www.siawv.com\/blog\/category\/commercial-insurance\/"},{"label":"Commercial Insurance Options for Online-based Businesses","link":"https:\/\/www.siawv.com\/blog\/commercial-insurance-options-for-online-based-businesses\/"}],"_links":{"self":[{"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/posts\/71","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/comments?post=71"}],"version-history":[{"count":1,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/posts\/71\/revisions"}],"predecessor-version":[{"id":72,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/posts\/71\/revisions\/72"}],"wp:attachment":[{"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/media?parent=71"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/categories?post=71"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/tags?post=71"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}