{"id":31,"date":"2020-06-29T04:00:00","date_gmt":"2020-06-29T10:00:00","guid":{"rendered":"https:\/\/www.siawv.com\/blog\/?p=31"},"modified":"2020-06-29T21:51:47","modified_gmt":"2020-06-30T03:51:47","slug":"protecting-your-investment-with-home-insurance","status":"publish","type":"post","link":"https:\/\/www.siawv.com\/blog\/protecting-your-investment-with-home-insurance\/","title":{"rendered":"Protecting Your Investment with Home Insurance"},"content":{"rendered":"<p><span style=\"color:#272727\">Your home is a significant financial investment.&nbsp;Protecting it with the right insurance is a safeguard should anything happen.&nbsp;If there is a fire or severe weather, your policy helps you to recover more quickly.&nbsp;It provides more benefits than that, though.&nbsp;At Smith Insurance Agency of West Virginia<\/span>, our team works with homeowners throughout the Kingwood, WV area to protect their homes.&nbsp;<\/p>\n<p><span style=\"color:#272727\">Your homeowner&#8217;s insurance provides an array of benefits to protect your greatest asset, your home.&nbsp;The policy covers all of your possessions inside of the house, including artwork, furniture, and electronics.&nbsp;It even protects items that are damaged or stolen while away from home.&nbsp;For example, if your laptop is stolen while you are at the library or caf&eacute;, it is still covered.&nbsp;The liability coverage protects you if someone is injured on your property due to your negligence.&nbsp;For instance, if someone trips and is injured, the policy will cover their medical expenses.&nbsp;If they sue, it will also take care of their legal costs.&nbsp; <\/span><\/p>\n<p><span style=\"color:#272727\">Your home insurance policy protects more than your house.&nbsp;It also covers all structures on your property.&nbsp;This includes outbuildings, fences, and gazebos.&nbsp;While this is a high level of protection for homeowners, there is one thing that a home policy will not cover.&nbsp;Home policies never cover water damage from a flood event.&nbsp;It will, however, cover water damage from a faulty water heater or broken pipe.&nbsp;If your home is located in an area at moderate or high risk for flooding, it&#8217;s important to talk with your agent about adding flood insurance to your policy.&nbsp;Even in areas with a lower risk for flooding, some homeowners opt for additional coverage.&nbsp;This is because 20% of flood claims come from low-risk areas.&nbsp; <\/span><\/p>\n<p><span style=\"color:#272727\">Our agents at Smith Insurance Agency of West Virginia<\/span> can help you understand your home insurance options.&nbsp;In the Kingwood,&nbsp;WV area, we are known for our quality service.&nbsp;Contact our office for information and have your questions answered!&nbsp;Our knowledgeable agents are ready to help you protect your investment in your home.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your home is a significant financial investment.&nbsp;Protecting it with the right insurance is a safeguard should anything happen.&nbsp;If there is a fire or severe weather, your policy helps you to recover more quickly.&nbsp;It provides more benefits than that, though.&nbsp;At Smith Insurance Agency of West Virginia, our team works with homeowners throughout the Kingwood, WV area [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[8,10],"class_list":["post-31","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-kingwood-wv","tag-smith-insurnace-agency-of-west-virginia"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/posts\/31","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/comments?post=31"}],"version-history":[{"count":1,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/posts\/31\/revisions"}],"predecessor-version":[{"id":32,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/posts\/31\/revisions\/32"}],"wp:attachment":[{"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/media?parent=31"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/categories?post=31"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siawv.com\/blog\/wp-json\/wp\/v2\/tags?post=31"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}