{"id":15,"date":"2019-10-28T02:00:00","date_gmt":"2019-10-28T14:00:00","guid":{"rendered":"https:\/\/www.siawv.com\/blog\/?p=15"},"modified":"2019-10-28T10:04:13","modified_gmt":"2019-10-28T16:04:13","slug":"3-benefits-of-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.siawv.com\/blog\/3-benefits-of-umbrella-insurance\/","title":{"rendered":"3 Benefits of Umbrella Insurance"},"content":{"rendered":"<p>Umbrella insurance can be a lifesaver for a business. Because of how it works, it can ensure that a catastrophic event won&#8217;t disable a business or cause it to experience a devastating financial loss. In Morgantown and Kingwood, WV, residents can turn to Smith Insurance Agency of West Virginia if they need answers concerning umbrella insurance and what it covers.<\/p>\n<p><strong>Less Risk of Financial Loss<\/strong><\/p>\n<p>Having an umbrella insurance policy in place reduces the risk of financial loss a business may face if the unthinkable happens. When a company experiences a devastating event, it could result in the business not being able to recover. Umbrella insurance reduces that risk and protects your financial security.<\/p>\n<p><strong>Picks Up Where Traditional Coverage Leaves Off<\/strong><\/p>\n<p>If your liability insurance has a cap amount and you are ordered to pay compensation over and above that amount, your umbrella insurance policy will pick up where your other policy falls short. While this may not often happen, having that additional coverage may mean the difference between losing your investment and staying in business.<\/p>\n<p><strong>Added Sense of Security<\/strong><\/p>\n<p>Having an umbrella policy also gives you, as the business owner, an added sense of security. The protection it affords you can be a blessing, even though you may not have to use it very often.<\/p>\n<p>Contact the agents of Smith Insurance Agency of West Virginia today to find out how an umbrella insurance policy can protect your business from financial loss. If you live in Morgantown or Kingwood, WV, don&#8217;t delay! Call and set up an appointment to go over your existing commercial coverage and learn what adding an umbrella policy can do for you!<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance can be a lifesaver for a business. Because of how it works, it can ensure that a catastrophic event won&#8217;t disable a business or cause it to experience a devastating financial loss. In Morgantown and Kingwood, WV, residents can turn to Smith Insurance Agency of West Virginia if they need answers concerning umbrella [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[8,10],"class_list":["post-15","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-kingwood-wv","tag-smith-insurnace-agency-of-west-virginia"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.siawv.com\/blog\/3-benefits-of-umbrella-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" 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15:44:49","updated":"2025-06-04 11:43:16","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.siawv.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.siawv.com\/blog\/category\/umbrella-insurance\/\" title=\"Umbrella Insurance\">Umbrella Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t3 Benefits of Umbrella Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.siawv.com\/blog"},{"label":"Umbrella Insurance","link":"https:\/\/www.siawv.com\/blog\/category\/umbrella-insurance\/"},{"label":"3 Benefits of Umbrella 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